If you are looking for a small business loan and your business is based in Atlanta, Georgia, we've assembled a list of local small business banks that you should contact.
As a prerequisite to reaching out to banks to get a bank loan, you will need to have a specific plan.
You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, define how the money will be used, and show how you plan to pay the money back to the bank.
Being able to present a well-written business plan is is critically important. If the capital is to for an existing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always
want to be prepared for a worst-case scenario in which you cannot repay the loan .
If the business has few assets, the bank may ask you to to to guarantee the loan with your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history
-- you may want to get a copy of your credit history prior to
meeting with the banker.
Many of the banks in our list are SBA lenders. Before meeting with the banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.
To assist you in finding a small business banker, here's our list of small business banks in Atlanta.
| Small Business Bank |
Recent SBA Loans |
| Bus. Devel Corp - Georgia I |
5 |
| 1st Community Bank |
|
| Aarion's Keyboard/Voice Private Instruction |
|
| All Access Mortgage Corporation |
|
| Allied Irish Bank |
|
| Alpharetta Community Bank |
|
| American Bank Leasing Corporation |
|
| American Bank Note CO |
|
| American Trust Bank I O |
|
| America's Coupon Explorer |
|
| Atlanta Business Bank |
72 |
| Atlanta Mortgage Affiliates Inc. |
|
| Atlantic States Bank - Offices- Dunwoody Orchard Park Kroger & ATM Loca |
|
| ATM Cash Spot |
|
| ATM Services |
|
| Atm-Net Systems & Solutions |
|
| B N P Paribas |
|
| Banc Of America Investment Services- Inc |
|
| Bank of America |
|
| Bank of Georgia |
|
| Bank of North Georgia |
|
| Bank of Nova Scotia |
|
| Bank of the West |
|
| Bank of Tokyo-Mitsubishi |
|
| Bankers Exchange |
|
| BB & T |
|
| Beavers- Richard R |
|
| Berg Jr- Walter E |
|
| BNY Financial Corporation |
|
| Boatmen's Bank of Tennessee Consumer Lending |
|
| Branch Bk. & Tr Co |
62 |
| Briarwood Financial Services Inc |
|
| Buckhead Community Bank |
|
| Cabe & Cato Inc |
|
| Capitol City Bank & Trust |
|
| Capitol City Bk & Tr Co |
8 |
| CDC Federal Credit Union |
|
| Citizens & Merchants State Bank - Offices- Main |
|
| Citizens & Merchants State Bank - Offices- Stewart Parkway |
|
| Citizens Bank |
|
| Citizens Trust Bank |
71 |
| Cobank |
|
| Colonial Bank |
|
| Commerzbank AG |
|
| Community Bank |
|
| Community South Bank |
|
| Community Trust Bank |
|
| Compass Bank Commercial Real Estate Department |
|
| Cornerstone Bank |
|
| Cornerstonebank |
103 |
| Crawford Investment |
|
| Crenshaw- Christopher L |
|
| Debit First |
|
| Debose- Joseph B |
|
| Decatur First Bank |
|
| Diebold Inc |
|
| Digital Federal Credit Union |
|
| Ebank |
2 |
| EXUM Service Inc |
|
| Federal Home Loan Bank |
|
| Federal Reserve Bank |
|
| Fidelity Bank |
45 |
| Fidelity National Bank |
|
| First Bank of the South |
|
| First National Bank of Griffin |
|
| First National Bank West Metro |
|
| First Security National Bank - Chastain SQ Office |
|
| First Union Bank Customer Service |
|
| First Union National Bank |
|
| Flag Bank |
|
| Flag Mortgage |
|
| Flagstar |
|
| Funding Expo Inc. |
|
| GE Capital |
|
| Georgia Bankers Associates |
|
| Georgia Banking Company |
29 |
| Georgia Commerce Bank |
|
| Georgia State Bank |
|
| Georgia Telco Credit Union - Corporate Office |
|
| Georgian Bank-Lawrenceville |
|
| Gibson- Daniel L |
|
| Global Commerce Bank |
|
| Hamlton Rentals |
|
| Harris Processing Corporation |
|
| Heritage Bank |
|
| Horizon Bank |
|
| Ironstone Bank |
|
| Johnson Jr- Robert |
|
| KBC Bank |
|
| Keybank National Association |
|
| Lasalle Business Credit |
|
| Latino Card & Services |
|
| Main Street Bank |
|
| McDavid- Edward Lynn |
|
| McEntee- Girard L |
|
| McIntosh State Bank |
|
| Midcontinental Group |
|
| Midtown Bank and Trust |
|
| Minor Carla Agent |
|
| Mitchell Sam E Jr & Associates Inc |
|
| National Bank Examiners |
|
| National Bank of Commerce - Douglas Road Money MKT Kroger |
|
| Neighborhood Community Bank |
|
| Omni National Bank |
45 |
| One Georgia Bank |
2 |
| Parris Properties LLC |
|
| Parrish- Harry F |
|
| Peachtree Bank |
|
| Peachtree National Bank - Braelinn Village Kroger Office- ATM Location- Consumer Banking- Off |
|
| Peachtree National Bank - Offices- Riverdale Office- ATM Location |
|
| Piedmont Bank of Georgia |
|
| Rbc Centura Bank |
276 |
| Regions Bank |
445 |
| Summit Bank Corporation |
5 |
| Sunrise Bank Of Atlanta |
63 |
| Suntrust Bank |
346 |
| The Buckhead Community Bank |
118 |
| The Privatebank |
88 |
| United Americas Bank Natl Asso |
2 |
| United Commercial Bank |
260 |
| United Community Bank |
1 |
| Ups Capital Business Credit |
3 |
| Vst Financial Services, Inc |
7 |
| Wachovia Bank Natl Assoc |
36 |
| Wachovia SBA Lending, Inc. |
1 |
More Advice on Raising Money
This website is devoted to aiding entrepreneurs, and we have a
lot of resources related to to Raising
Money. If raising money is on your to-do list, one article that might be of interest to you is 504 Loans.
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