If you are planning on applying for a small business loan and your business is based in Kansas City, Missouri, we've put together a list of local small business banks that you should contact.
Prior to reaching out to lenders for a loan, you will need to have a specific plan.
You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show your ability to pay the loan back to the lender.
A well-defined business plan is is critically important. If the loan is to for an existing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always
want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.
If the business has few assets, you will likely be asked to to guarantee the loan with your personal assets, such as the equity in your home. The banks will look at your personal credit report in any case, so hopefully you have good credit history
-- you may want to get a copy of your credit history prior to
meeting with the banker.
Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.
To assist you in finding a small business banker, here's our list of small business banks in Kansas City.
| Small Business Bank |
Recent SBA Loans |
| American Sterling Bank |
|
| Angelo Mortgage |
|
| Associates And Lending.Net |
|
| Atm USA LLC |
|
| Banc Of America Investment Services- Inc |
|
| Bank Midwest |
|
| Bank of America |
|
| Bank of Grain Valley |
|
| Bank Of Weston |
6 |
| Bankers Security |
|
| Basinger- Steven K |
|
| Blue Ridge Bank and Trust CO |
|
| C W Professional Financial Svc |
|
| Central Bank Of Kansas City |
4 |
| Citizens Bank and Trust |
|
| Clay County Savings Bank |
|
| Commerce Bank |
|
| Commerce Mortgage Corp |
1 |
| Commercial Federal Bank - Missouri Locations in Hy-Vee- Gladstone |
|
| Commercial Federal Bank - Missouri Locations in Hy-Vee- Kansas City |
|
| Commercial Federal Bank - Missouri Locations- Kansas City |
|
| Community Land Title |
|
| Corporate Bank Transit |
|
| Country Club Bank - Financial Centers- Downtown |
|
| Country Club Bank Natl Assoc |
24 |
| CSB Bank |
|
| Deutsche Bank |
|
| Dickinson Financial Corporation |
|
| Douglass National Bank |
1 |
| Embroidery Shoppe |
|
| Enterprise Banking |
|
| Farley State Bank |
|
| Federal Reserve Bank |
|
| First Bank Of Kansas City |
1 |
| First Bank Of Missouri |
3 |
| First Federal Bank FSB |
|
| First National Bank - of Missouri |
|
| Fry- Elaine D |
|
| Generations Bank |
|
| Gold Bank |
|
| Great Western Bank |
|
| James B Nutter & Company |
|
| Jones- Allen |
|
| Keltech Inc |
|
| Kingsley Geo H Jr Manufacturing Representative |
|
| Lasalle Bank |
|
| Lawson Bank |
|
| Liberty First Bank |
|
| Lounds- George N |
|
| M & T Bank |
|
| M&i Marshall & Ilsley Bank |
5 |
| Mazuma Cu |
9 |
| McKenzie- Etta C |
|
| Metro City Mortgage |
|
| Missouri Bank - Downtown |
|
| Missouri Bank & Trust Co. |
63 |
| Norbank |
|
| North American Savings Bank FSB - Construction Lending- N Kansas City |
|
| North American Savings Bank FSB - Residential Lending- Kansas City |
|
| Northland National Bank |
|
| Northstar Bank NA - Kansas City |
|
| Northstar Bank NA - Mortgage Lending |
|
| Northstar Bank NA - N Kansas City |
|
| Operations Department Community Bank of Raymore |
|
| Park Bank |
|
| Peoples National Bank |
|
| Platte Valley Bank |
|
| Premier Bank |
8 |
| Premier Financial Serv-tx |
2 |
| Umb Bank, N.A. |
175 |
| Umb Bk & Trust Natl Assoc |
1 |
| Union Bank |
19 |
More Advice on Raising Money
Our site is dedicated to supporting entrepreneurs, and we have a
lot of information pertaining to to Raising
Money. For example, we would suggest you read 504 Loans.
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