For most entrepreneurs, borrowing is a fundamental part of starting and growing a small business. We'll help you navigate the complex world of business financing with a comprehensive list of articles dedicated to Small Business Credit & Loans.
- Managing Business Debt - Are you managing your business debt in a way that will let you emerge from the current recession as a strong company? If not, you may want to read our article on how to deal with business debts.
- People to People Loans - Why go to a venture capitalist and submit to outrageous financing terms when you can borrow money from a complete stranger instead? New services like Prosper.com help you to borrow money. Just state your case and see who responds.
- Equipment Sale Leaseback Financing - In an equipment sale-leaseback financing, you sell your equipment, get a cash infusion, and then leases the equipment back. This financing technique gives you access to cash and improves your balance sheet.
- Bridge Loans - Bridge loans are short-term funds that "bridge" the gap between today's need for immediate cash to pay bills and the final closing of a pending investment deal or long-term financing package.
- Takeover Financing - Takeover financing means exactly what it sounds like. It provides capital for someone to gain control of another corporation using stocks to gain the control.
- Senior Debt - Debt financing can be a great way to fund future growth. This article teaches you some of the basics regarding senior debt.
- Hotel Financing - If your entrepreneurial dream is to own a hotel, you'll be glad to know that hotel financing is a niche area of finance that is quite mature.and right now, there's a boatload of money to invest.
- Startup Equity Financing and Debt Financing - When a young company needs to raise money, they can opt for equity financing or debt financing. Here's how those financing rounds impact the company's capitalization structure.
- First and Second Lien Loans - Trying to get a loan for your business? It is important to understand the different types of debt, whether that be subordinated or unsubordinated, unsecured or secured. This article focuses on first and second lien loans.
- Subordinated Debt - Start-up businesses often require financing in the form of debt, which, unlike equity funding, allows the company access to greater capital resources while remaining free from the unwanted pressures of outside investors. This article offers a primer on understanding subordinated debt.
- Business Credit Evaluation - When a creditor considers loaning your business money, what do they think about? This article explains what lenders want to know before they will agree to even consider lending money to a small business.
- Collateralized Debt Obligations - Entrepreneurs should understand how various financial instruments work. In this article, we take a look at collateralized debt obligations or CDOs. CDOs are a form of credit derivative that creates a series of cash flows from a pool of credit assets.
- Establishing Business Credit - As a small business owner or an entrepreneur, obtaining capital is vital to keep your business or organization going. However, to be able to efficiently gain capital, it is important that business credit is established.
- Basic Guide to the Federal Reserve - We explain the purpose and duties of the Federal Reserve. While it might not seem like they have an impact on your business, they certainly do.
- Alternative Financing for Your Startup - Every new and small business has the challenge of managing cash flows in a way that yields enough cash flow to pay the bills yet provides enough cash to grow the business. Amid the economic recession and tightening on lending practices, more small businesses are regressing to an old method of payment exchange by bartering services rather than paying cash for goods.
- Sources of Financial Assistance - There are different sources of financial assistance for small enterprises and these take the form of institutions that vary in terms of ownership, operations and management. A number of operating handicaps hamper these institutions and small enterprises intending to seek help from them will be prudent to take note.
