June 4, 2020  
 
  Articles for Entrepreneurs  
 

Workers' Compensation

 

 
Gaebler.com is a daily online magazine covering small business news. We help entrepreneurs transform ideas and innovations into greatness.

Definition of Workers' Compensation

Workers' Compensation is insurance that covers workers who are injured or disabled as a result of job-related injuries or illnesses.
(Definition continues below)

Workers' compensation insurance policies represent a large expense for many small business owners. Typically, workers' compensation insurance rates are determined based on the underwriter's review salaries, firm history and risk of occupation. In some states, the state is the insurer. In other states, insurance must be purchased from commercial insurance firms.

Every state has a requirement that companies pay for the medical treatment and lost wages of employees who suffer job-related injuries or illnesses. As such, it is very important that small businesses have adequate worker's compensation insurance policies in place.

Workers' Compensation References On This Site

These Gaebler.com articles mention this glossary term:

  • Getting Insurance for Your Small Business - The State requires Workers Compensation insurance if there are any employees. Various governmental agencies...
  • Dealing With Workers Comp Insurance - For small business workers compensation, here are some ways to get workers compensation insurance that won't break the bank, as well...
  • History of Workers Compensation - To understand the history of workers compensation, it's best to understand how things worked before we had a workers compensation system...
  • Basic Guide to Workers Compensation Insurance - Construction is one industry where there are very strict requirements for having workers compensation insurance. There are several things you should know when...
  • Workers Compensation Consultants - Hiring a workers compensation consultant can be a quick way to lower workers compensation costs...
  • Understanding Workers Compensation - Simply put, the workers compensation system offers an efficient process for getting an injured...
  • Workers Comp Insurance - In some states, even having a single employee triggers the requirement for workers compensation insurance...
  • Workers Compensation Audits - That's why you need to watch out for your own interests and find those mistakes! With the cost for workers compensation insurance skyrocketing these days, it's a smart move to engage a workers comp consultant to review your workers compensation insurance premiums and make sure that you are not...
  • Understanding Workers Compensation - Simply put, the workers compensation system offers an efficient process for getting an injured...
  • Workers Comp Insurance - In some states, even having a single employee triggers the requirement for workers compensation insurance...
  • Workers Compensation Audits - That's why you need to watch out for your own interests and find those mistakes! With the cost for workers compensation insurance skyrocketing these days, it's a smart move to engage a workers comp consultant to review your workers compensation insurance premiums and make sure that you are not...
  • Basic Guide to Workers Compensation Insurance - Construction is one industry where there are very strict requirements for having workers compensation insurance. There are several things you should know when...
  • History of Workers Compensation - To understand the history of workers compensation, it's best to understand how things worked before we had a workers compensation system...
  • Workers Compensation Consultants - Hiring a workers compensation consultant can be a quick way to lower workers compensation costs...
  • Getting Insurance for Your Small Business - The State requires Workers Compensation insurance if there are any employees. Various governmental agencies...
  • Dealing With Workers Comp Insurance - For small business workers compensation, here are some ways to get workers compensation insurance that won't break the bank, as well...

 

 

 

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